FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Dream First Bank

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Cash Back
Earn cash with every debit card swipe!
It’s about time your checking account started paying you back! Our free Cash Back Checking account rewards you every time you swipe your debit card.
  • 3% cash back on everyday debit card purchases*
  • Nationwide ATM fee refunds up to $25*
  • $50 minimum deposit to open
  • FREE Intro pack of checks
  • Check out our Saver’s Add-On for even more interest-earning opportunities!
Dream First Checking
A checking account for your lifestyle
A checking account with no minimum balance
  • No minimum balance
  • FREE intro pack of checks
  • Only a $50 minimum to open
  • Only a $3.00 monthly paper statement fee (waived if you sign up for eStatements)
Platinum Interest Checking
An Account for those interested in higher interest
It’s about time your checking account started paying you back! Our free Cash Back Checking account rewards you every time you swipe your debit card.
  • FREE intro pack of checks
  • Higher interest rate with a balance of $2500 or more
  • $50 minimum deposit to open
  • Only $7.95 monthly charge if minimum balance falls below $2,500.
First Gold
Tiered interest rates as your balance grows!
Offering attractive rates while your money remains FDIC-insured, yet remains easily accessible when you need it.
  • FREE intro pack of checks
  • Higher interest rate with a balance of $1500 or more
  • $50 minimum deposit to open
  • Only $7.95 monthly charge if minimum balance falls below $1,500.
Consumer Certificate of Deposit
Choose the CD that works best for you!
All CDs have Quarterly Interest Payments and No Maintenance or setup fees
  • Emergen-CD
  • Prepare for that rainy day with flexibility AND a high yield! High 3.5% Interest Rate 3.56% Annual Percentage Yield*
  • Minimum opening balance requirement is only $100
  • 3 year maturity, but can bump the rate one time during the term
  • Add money to the CD at any time and No penalties for withdrawal if that emergency pops up!
  • 12 Month CD
  • High 4.25% Interest Rate  4.32% Annual Percentage Yield*
  • Minimum opening balance requirement is only $500
  • Fixed interest rate for chosen term
12 Month CD